Hardest Working Woman in Credit's Blog (4)

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I was asked this question: What is your advice to college students establishing credit and Big Banks on campus giving away credit? My advice is to college students is quite simple. Prevention and education is the key to success. These big banks are there to provide credit, which can be good for college students. However, it can be bad for them if they are not aware of the dangers of credit cards and these big banks. If students are not stable and do not have a job to pay back these credit car… Continue

Over the years, I have done a lot of research. One crucial element about credit is that we often think that our behaviors(own actions) cause us to have bad credit. It is important to know that we have been following the norm (the wrong way) as it relates to credit. It’s true that we as consumers play a vital role in our credit. However, I am here to tell you that about 15%-20% of your credit score it NOT your behavior. Some of you may be experiencing some of the actions not related to your own… Continue

Innocent Victims takes you on a journey where you become more aware about your surrounding as to what’s really happening in credit world. Millions of people are working for nothing and sometimes when the realize it, it’s too late. We hear all the time, the key to financial wealth is homeownership, but the key is understanding CREDIT. Without credit, consumers will find themselves up side down, due to high interest loans.… Continue